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Loans built around your goals. Personal, securities-backed, auto, and emergency healthcare financing with clear terms and secure online applications. Explore loans →
Accounts & Products
Brokerage
All Brokerage →Investing Basics: StocksInvesting Basics: BondsInvesting Basics: ETFsFirst Steps for New InvestorsCompound Interest, ExplainedETFs vs. Mutual Funds: Which Fits You?
Retirement (IRA)
All Retirement (IRA) →Your Retirement Savings RoadmapRisk Tolerance: Know YourselfCompound Interest, ExplainedFirst Steps for New InvestorsBuild an Emergency Fund FirstHigh-Yield Municipal Bonds: Worth the Risk?
Checking & Savings
All Checking & Savings →First Steps for New InvestorsRisk Tolerance: Know YourselfCompound Interest, ExplainedPortfolio Checkup ToolkitHow Dividends WorkHigh-Yield Municipal Bonds: Worth the Risk?
Education (529)
All Education (529) →Saving for College Without Derailing RetirementYour Retirement Savings RoadmapFirst Steps for New InvestorsCompound Interest, ExplainedRisk Tolerance: Know YourselfWebinar: Building a Core Portfolio
Small Business
All Small Business →Your Retirement Savings RoadmapBuild an Emergency Fund FirstFirst Steps for New InvestorsHow Dividends WorkEstate Planning EssentialsWatch: Placing Your First Trade
Compare Accounts
All Compare Accounts →First Steps for New InvestorsCompound Interest, ExplainedRisk Tolerance: Know YourselfInvesting Basics: ETFsInvesting Basics: StocksWebinar: Building a Core Portfolio

Loans

Personal, auto, and margin loans with competitive rates.

Why choose this

Built for how you invest

One login, every account

Link brokerage, retirement, banking, and education accounts in a single view.

No account minimums

Start investing with whatever amount fits your goals and budget.

Paperless in minutes

Open and fund accounts online with secure digital documents.

Built-in protection

FDIC-insured bank deposits and SIPC coverage for securities.

Overview

ADM Stocks provides a complete, self-directed investing platform built around a simple idea: give every investor the tools, research, and support they need to pursue their financial goals. This Loans page is part of the ADM Stocks platform — explore the tools and resources available to every client.

How it works

Start by opening an account online in minutes. Fund it through a linked bank transfer, then use our web, mobile, or desktop platforms to research securities, place trades, monitor positions, and track your progress over time. Educational resources and planning tools are available at every step.

Key features

Loan products & rates

Loan typeRateDetails
Personal loanFrom 8.99% APRFixed rates, no origination fees, funds in as little as one business day.
Auto loanFrom 6.49% APRNew and used vehicles with online approval and flexible terms.
Securities-based line of creditFrom 7.25% APRBorrow against eligible brokerage assets without selling positions.
Margin loanFrom 10.00% APRTiered by debit balance, available on approved brokerage accounts.